AZ Home Loans - Mortgages 101

CONVENTIONAL PROGRAMS:
10 YEAR FIXED
15 YEAR FIXED
20 YEAR FIXED
25 YEAR FIXED
30 YEAR FIXED
40 YEAR FIXED

1 YEAR ADJUSTABLE RATE MORTGAGE
3/1 ADJUSTABLE RATE MORTGAGE
5/1 ADJUSTABLE RATE MORTGAGE
7/1 ADJUSTABLE RATE MORTGAGE
10/1 ADJUSTABLE RATE MORTGAGE

30/10 INTEREST ONLY FIXED RATE MORTGAGE
30 YEAR FIXED  INTEREST ONLY
3/1 LIBOR ARM  INTEREST ONLY
5/1 LIBOR ARM  INTEREST ONLY
7/1 LIBOR ARM  INTEREST ONLY

ENERGY EFFICIENT MORTGAGE

FHA / VA PROGRAMS
30 YEAR FIXED
15 YEAR FIXED

FHA 1 YEAR ADJUSTABLE RATE MORTGAGE
FHA 3/1 YEAR ADJUSTABLE RATE MORTGAGE
FHA 5/1 YEAR ADJUSTABLE RATE MORTGAGE

VA 2/1 BUYDOWN 3O YEAR

30 YEAR FIXED USDA PROGRAM

FHA REPAIR ESCROW ( 30 YEAR)
FHA $100 DOWNPAYMENT (15 & 30 YEAR)

HOMEPATH PROGRAM for Fannie Mae Foreclosures
15 YEAR FIXED
30 YEAR FIXED

5/1 ADJUSTABLE RATE MORTGAGE
7/1 ADJUSTABLE RATE MORTGAGE

HOMESTEPS PROGRAM for Freddie Mac Foreclosures

JUMBO LOAN PROGRAMS-Greater than $417,001
15 YEAR FIXED
30 YEAR FIXED

I YR ADJUSTABLE RATE MORTGAGE
5/1 ADJUSTABLE RATE MORTGAGE
7/1 ADJUSTABLE RATE MORTGAGE
10/1 ADJUSTABLE RATE MORTGAGE

30 YEAR INTEREST ONLY
3/1 LIBOR ARM INTEREST ONLY
5/1 LIBOR ARM INTEREST ONLY
7/1 LIBOR ARM INTEREST ONLY
10/1 LIBOR ARM INTEREST ONLY

REFINANCE PROGRAMS
CASH OUT REFINANCE
FANNIE MAE DU REFI PLUS
FREDDIE MAC RELIEF REFINANCE
FHA STREAMLINE REFINANCE (15, 30, 3/1 & 5/1)
RATE / TERM REFINANCE
VA INTEREST RATE REDUCTION REFINANCE
VA CASH OUT REFINANCE

VA VENDEE FINANCING PROGRAM for VA Foreclosures
15 YEAR FIXED
30 YEAR FIXED

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