Phoenix Arizona home loans including FHA loans, VA mortgages and conventional home loan financingPhoenix Arizona home loans including FHA loans, VA mortgages and conventional home loan financingPhoenix Arizona home loans including FHA loans, VA mortgages and conventional home loan financingPhoenix Arizona home loans including FHA loans, VA mortgages and conventional home loan financingPhoenix Arizona home loans including FHA loans, VA mortgages and conventional home loan financingPhoenix Arizona home loans including FHA loans, VA mortgages and conventional home loan financing   
 
How to Apply for a Home Loan in Arizona 
Select from the following:
Introduction 
Applying for a home loan overview 
Lender Expectations
Tips and hints before applying for a home loan  
Items generally needed for a loan application  
Loan application conclusion   
  
Related Links
Mortgages 101
FHA Home Loans 101
VA Home Loans 101
Qualifying for a home loan 
Home buying 101 
Find a mortgage
  

Items Needed For a Loan Application

Finally, lenders will require documentation to prove the items on the application.  The following is a general checklist of items you will need for a mortgage:

Items Needed for the Loan Application

  • Income (including overtime and bonuses, if applicable--preferably one full months paystubs for all borrowers)
  • Debts (to include minimum monthly payments on these debts)
  • Employment history (for a minimum of 24 months)
  • The source of your down payment and closing costs
  • Current rent (to include name and address of your landlord)
  • Checking and savings account information (preferably the past three months statements on all accounts)
  • Any bankruptcy history
  • Any legal actions you are involved in
  • Citizenship status (work visas, passport, etc.)
  • Alimony and/or child support obligations (to include the divorce decree(s))
  • Foreclosure history
  • Value of stocks and bonds
  • Value of life insurance
  • Value of automobiles owned
  • Value of other major assets

 

Phoenix Arizona FHA home loans, VA home loan and mortgages / real estate loansPhoenix Arizona FHA home loans, VA home loan and mortgages / real estate loansPhoenix Arizona FHA home loans, VA home loan and mortgages / real estate loans

 

Copyright © 1995-2008 Sun Nations Mortgage, Inc.  All rights reserved.
11024 N. 28th Dr., Ste 200, Phoenix, AZ 85029 (602) 993-0000
Sun Nations Mortgage, Inc. is a licensed Arizona lender (MB#13507) and HUD approved lender.