Finally,
lenders will require documentation to prove the items on the
application. The following is a general checklist of items you
will need for a mortgage:
Items Needed for the Loan Application
Income (including overtime and bonuses, if applicable--preferably one full months
paystubs for all borrowers)
Debts (to include minimum monthly payments on these debts)
Employment history (for a minimum of 24 months)
The source of your down payment and closing costs
Current rent (to include name and address of your landlord)
Checking and savings account information (preferably the past three months statements on
all accounts)
Any bankruptcy history
Any legal actions you are involved in
Citizenship status (work visas, passport, etc.)
Alimony and/or child support obligations (to include the divorce
decree(s))