FHA Home Loan Appraisals - Private Roadways

Each property shall be provided with vehicular and pedestrian access by a public or private street.  Private streets shall be protected by permanent easements.  

Existing or proposed streets at the site shall connect to private or public streets and shall provide all-weather access to all buildings for essential and emergency use, including access needed for deliveries, service, maintenance and fire equipment.  

FHA defines all-weather surface as a road surface over which emergency and the area's typical passenger vehicles can pass at all times.

Private streets must be protected by permanent recorded easements and have joint maintenance agreements.