Allowable

Non-allowable

• Appraisal Fee (if customary)
• Credit Report Fee
• Compliance Inspection Fee (max $75)
• EEM Report Fee
• Endorsement Fee (related to title insurance only)
• Escrow Fee (1/2 of the total transaction fee and not more than the seller)
• Home Inspection Fee
• Notary Fee
• Origination Fee (max 1% of loan)
• Recording Fee
• Title Insurance

Allowable in a Refinance

• Beneficiary Statement
• Courier Fee
• Wire Transfer Fee
• Payoff of other bills
• Reconveyance Fee

• Bring-down Fee
• Processing Fee
• Document Preparation Fee (unless the documents were prepared by a company other than the lender)
• Documentary Transfer Stamp Tax
• Flood Certification Fee
• Inspection Fee (only FHA appraisal compliance inspection are permitted)
• Loan Tie-in Fee
• Photo Fee
• Tax Service Fee
• Underwriting Fee