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Qualified - Approval by meeting certain requirements. Legally competent or capable.

Qualifying Income Ratio -  Income analysis used by lenders in deciding whether to offer the borrower a loan.  One type of analysis compares only the amount of the proposed monthly mortgage payment to the monthly income (See PITI Ratio).  Another compares the amount of the total monthly payments (for example, car, credit card and proposed mortgage payments) to the monthly income.  

Quality Control - A system of safeguards to ensure that all loans are originated, processed, underwritten, closed and serviced according to the lender's and an investor's standards.

Quantity Survey Method - A method for finding the reproduction cost of a building in which the costs of erecting or installing all of the component parts of a new building, including both direct and indirect costs, are added. 

Quiet Enjoyment - The right of an owner or tenant to use the property without intereference.

Quiet Title Action - See Action to Quiet Title. 

Quitclaim Deed - A deed conveying whatever interest the grantor may have without making any claims as to ownership.

Quote -  Specifies the interest rate and any fees in a mortgage deal.