Necessary Documentation for VA Home Loans

Depending on your situation, you will be asked for documentation to support your income, liabilities, and funds to close.  This documentation will establish your credibility as a borrower, your ability to repay the VA home loan and your willingness to repay the loan.

The following is a list of documents that will be required by the lender to process your VA mortgage as required by VA:

• One full month's worth of pay stubs

• Last 2 years W-2's (salaried income) and / or last 2 years tax returns with all schedules (commission, dividend, rental income or self-employed borrowers)

• Copy of your DD214

• Copy of your Certificate of Eligibility (if applicable)

• Copies of social security, pension, and/or retirement award letters (if applicable)

• Last three months bank statement for all accounts

• Current statements for all investment accounts

• Documentation to support funds to close

• Explanation for any credit derogatories

• Bankruptcy and discharge paperwork (if applicable)

• Divorce decree and any settlement paperwork (if applicable)